If you can't meet your mortgage repayments, or you are worried you might fall behind, it is important to get help as soon as possible.
Get help now! Your Housing Options officer may be able to help you avoid losing your home.
By doing this, your lender is more likely to treat you sympathetically and you will keep the charges for being in arrears to a minimum.
Depending on your payment history and whether your difficulties are likely to be long term or short term, your lender might agree to:
There is a range of practical help available from Salford Housing Options Point, which includes:
You could also get help from the government if you are facing losing your home, visit our repossession page for further information.
The mortgage rescue scheme may help if you are having serious problems making your mortgage repayments and are in danger of losing your home.
The scheme could:
In both cases your property would either be partly or entirely owned by the housing association.
If you are on any of the following benefits, you can apply for help with paying the interest on your mortgage.
Dealing with finances can be daunting. If you struggle with reading or maths your Housing Options officer can put you in contact with specialist agencies that can support you and offer you independent advice and help.
Getting help and support can prevent you from getting into financial trouble, contact Salford Housing Options Point for more information.
Remember you can contact us quicker, easier, better online.
This page was last updated on 18 May 2017